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UNDERWRITING GUIDELINES

AMERIHEALTH GUIDELINES


TARGETED OPERATIONS

  • Nursing Homes
  • Retirement Centers
  • Selected Retail Operations
  • Hotels
  • Auto Service and Sales
  • Auto Gasoline Stations
  • Building Material Dealers
  • Machine Shops
  • Retirement Living Centers
  • Various Manufacturing Operations
  • Carpentry Shops
  • Furniture Stores
  • Golf Country Clubs

UNDERWRITING CRITERIA

  • States available: DE, NJ, PA
  • Premium levels: Minimum ($2,000), No Maximum
  • Mod level: 1.25 maximum
  • All account submissions require a complete application
  • Three to five years of currently valued loss information is mandatory
  • All debit experience modification accounts must be accompanied by five years of currently valued loss history
  • No PEO or temporary employment agencies
  • All risks are subject to carrier underwriting approval

MOST COMMON REASONS FOR REJECTION

  • Stop gap coverage
  • Coverage for aircraft/marine type exposure
  • Foreign, USL&H or Jones Act
  • Operations that are not preferred class codes
  • Premium too small
  • Mod exceeds plan limit
  • Adverse loss history
Products and services are offered through Agency Resources, a division of Safehold Special Risk, Inc., dba Safehold Special Risk & Insurance Services, Inc. in California. Safehold is a division of Wells Fargo Insurance and a non-bank insurance agency affiliate of Wells Fargo & Company. Coverage is provided by unaffiliated insurance companies.
Yes

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