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UNDERWRITING GUIDELINES

V3 Insurance


TARGETED OPERATIONS

  • Contractors
  • Retail
  • Hotels
  • Manufacturing operations
  • Automobile Service and Repair
  • Concrete Contractors
  • Wholesalers

UNDERWRITING CRITERIA

  • Requires 2 years prior workers compensation
  • All job classes and phraseologies must be eligible
  • No placement services or temporary agencies
  • No employee leasing
  • No risks with 24-hour exposure
  • No food delivery
  • States available: All states acceptable, except monopolistic states
  • Multi-state operations are eligible

MOST COMMON REASONS FOR REJECTION

  • At least one class code is not eligible
  • Loss ratio
  • Transportation risks and Trucking risks are ineligible
  • Applicants currently coming out of a PEO
  • Accounts with gaps in coverage
  • No mid-term moves
Products and services are offered through Agency Resources, a division of Safehold Special Risk, Inc., dba Safehold Special Risk & Insurance Services, Inc. in California. Safehold is a division of Wells Fargo Insurance and a non-bank insurance agency affiliate of Wells Fargo & Company. Coverage is provided by unaffiliated insurance companies.
Yes

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