Underwriting Guidelines & Carrier Information

Leverage our underwriting expertise. We have extensive experience evaluating risk and strong negotiation skills which help our team work on your behalf with carriers. Our goal is to ensure each policy receives a fair and competitive price that is aligned with established underwriting guidelines.

General Underwriting Guidelines

  • All job classes and phraseologies must be eligible under our guidelines.
  • All carriers require a minimum premium.
  • A detailed business profile must be provided (website address and/or a business brochure would be helpful)
  • Backdating is not allowed - Effective date will be the date application is received by email to Agency Resources. Exceptions are made on a case by case basis.
  • Loss runs are required for any risk with prior workers compensation coverage.
  • For all declinations, written notice will be issued through Agency Resources.